Property Insurance

Property insurance

A policy, that provides financial reimbursement to the owner or renter of a structure and its contents in the event of damage or theft. Property insurance can include homeowners insurance, renters insurance, flood insurance and earthquake insurance. Personal property is generally covered by a homeowners or renters policy, unless it is of particularly high value, in which case it can usually be covered by purchasing an addition to the policy called a "rider". If a claim is filed, the property insurance policy will either reimburse the policyholder for the actual value of the damage, or the replacement cost to remedy the damage.

  • Fire, Lightening and Special Perils

  • Burglary and House Breaking

  • Consequential Loss (Business Interruption)

  • All Risks

  • Plate Glass


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